Fixed vs Variable loans




fixed vs variable loans


    Fixed vs variable loans   If you’re about to buy a house or you’re looking to refinance you may be asking yourself, should I fix my home loan or not? Especially with interest rates at an all-time low.   Here are some things to consider to help you decide.   Benefits of fixing […]





Red Flags that can trigger an ATO Audit




trigger an ATO Audit


    Red Flags that can trigger an ATO Audit   Over the last few years the ATO has enhanced and extended their data matching software. When the ATO processes tax returns they cross-reference the information declared in the returns against records collected from other government organizations such as Department of Transport, Centrelink, Workcover, Superannuation […]





Income Protection Insurance – Why you need it?




income protection insurance


  Income Protection Insurance – Why you need it?   Income protection insurance insures your ability to earn income. Most of the times we insure our home, contents, investment properties, cars, boats and sometimes even our pets. But we often overlook and forget to insure our most valuable asset i.e. our ability to earn.   […]





Business Structures and Types




business structuring needs


  Choosing a structure   When deciding on a structure for your business, it is imperative to choose the one that best suits your business needs, keeping in mind that there are advantages and disadvantages for each structure.   It’s important to investigate each option carefully, as choosing your business structure is an important decision.   Business […]





Cash and Hidden Economy







  In simple terminology Cash and Hidden Economy means that you accept/pay cash for selling/buying product or services and do not declare that income/expense on your tax return.   Do you run a pizza shop, café, grocery store, restaurant or any other business in which you accept cash at point of sales? Do you report […]




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